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"
Oh
yes
I
was
,
and
I
hope
you
will
forgive
me
.
I
sincerely
wish
you
would
.
"
"
I
do
with
all
my
heart
--
the
little
that
there
is
to
forgive
.
"
He
waited
to
take
her
back
,
and
yielded
her
to
a
youth
who
was
waiting
.
He
watched
her
trip
away
in
a
dance
,
and
eventually
led
her
mother
to
the
trap
.
Berenice
was
not
with
them
on
the
home
drive
;
some
one
else
was
bringing
her
.
Cowperwood
wondered
when
she
would
come
,
and
where
was
her
room
,
and
whether
she
was
really
sorry
,
and
--
As
he
fell
asleep
Berenice
Fleming
and
her
slate-blue
eyes
were
filling
his
mind
completely
.
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The
banking
hostility
to
Cowperwood
,
which
in
its
beginning
had
made
necessary
his
trip
to
Kentucky
and
elsewhere
,
finally
reached
a
climax
.
It
followed
an
attempt
on
his
part
to
furnish
funds
for
the
building
of
elevated
roads
.
The
hour
for
this
new
form
of
transit
convenience
had
struck
.
The
public
demanded
it
.
Cowperwood
saw
one
elevated
road
,
the
South
Side
Alley
Line
,
being
built
,
and
another
,
the
West
Side
Metropolitan
Line
,
being
proposed
,
largely
,
as
he
knew
,
in
order
to
create
sentiment
for
the
idea
,
and
so
to
make
his
opposition
to
a
general
franchise
difficult
.
He
was
well
aware
that
if
he
did
not
choose
to
build
them
others
would
.
It
mattered
little
that
electricity
had
arrived
finally
as
a
perfected
traction
factor
,
and
that
all
his
lines
would
soon
have
to
be
done
over
to
meet
that
condition
,
or
that
it
was
costing
him
thousands
and
thousands
to
stay
the
threatening
aspect
of
things
politically
.
In
addition
he
must
now
plunge
into
this
new
realm
,
gaining
franchises
by
the
roughest
and
subtlest
forms
of
political
bribery
.
The
most
serious
aspect
of
this
was
not
political
,
but
rather
financial
.
Elevated
roads
in
Chicago
,
owing
to
the
sparseness
of
the
population
over
large
areas
,
were
a
serious
thing
to
contemplate
.
The
mere
cost
of
iron
,
right
of
way
,
rolling-stock
,
and
power-plants
was
immense
.
Being
chronically
opposed
to
investing
his
private
funds
where
stocks
could
just
as
well
be
unloaded
on
the
public
,
and
the
management
and
control
retained
by
him
,
Cowperwood
,
for
the
time
being
,
was
puzzled
as
to
where
he
should
get
credit
for
the
millions
to
be
laid
down
in
structural
steel
,
engineering
fees
,
labor
,
and
equipment
before
ever
a
dollar
could
be
taken
out
in
passenger
fares
.
Owing
to
the
advent
of
the
World
's
Fair
,
the
South
Side
'
L'
--
to
which
,
in
order
to
have
peace
and
quiet
,
he
had
finally
conceded
a
franchise
--
was
doing
reasonably
well
.
Yet
it
was
not
making
any
such
return
on
the
investment
as
the
New
York
roads
.
The
new
lines
which
he
was
preparing
would
traverse
even
less
populous
sections
of
the
city
,
and
would
in
all
likelihood
yield
even
a
smaller
return
.
Money
had
to
be
forthcoming
--
something
between
twelve
and
fifteen
million
dollars
--
and
this
on
the
stocks
and
bonds
of
a
purely
paper
corporation
which
might
not
yield
paying
dividends
for
years
to
come
.
Addison
,
finding
that
the
Chicago
Trust
Company
was
already
heavily
loaded
,
called
upon
various
minor
but
prosperous
local
banks
to
take
over
the
new
securities
(
each
in
part
,
of
course
)
.
He
was
astonished
and
chagrined
to
find
that
one
and
all
uniformly
refused
.
"
I
'll
tell
you
how
it
is
,
Judah
,
"
one
bank
president
confided
to
him
,
in
great
secrecy
.
"
We
owe
Timothy
Arneel
at
least
three
hundred
thousand
dollars
that
we
only
have
to
pay
three
per
cent
.
for
.
It
's
a
call-loan
.
Besides
,
the
Lake
National
is
our
main
standby
when
it
comes
to
quick
trades
,
and
he
's
in
on
that
.
I
understand
from
one
or
two
friends
that
he
's
at
outs
with
Cowperwood
,
and
we
ca
n't
afford
to
offend
him
.
I
'd
like
to
,
but
no
more
for
me
--
not
at
present
,
anyhow
.
"
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"
Why
,
Simmons
,
"
replied
Addison
,
"
these
fellows
are
simply
cutting
off
their
noses
to
spite
their
faces
.
These
stock
and
bond
issues
are
perfectly
good
investments
,
and
no
one
knows
it
better
than
you
do
.
All
this
hue
and
cry
in
the
newspapers
against
Cowperwood
does
n't
amount
to
anything
.
He
's
perfectly
solvent
.
Chicago
is
growing
.
His
lines
are
becoming
more
valuable
every
year
.
"
"
I
know
that
,
"
replied
Simmons
.
"
But
what
about
this
talk
of
a
rival
elevated
system
?
Wo
n't
that
injure
his
lines
for
the
time
being
,
anyhow
,
if
it
comes
into
the
field
?
"
"
If
I
know
anything
about
Cowperwood
,
"
replied
Addison
,
simply
,
"
there
is
n't
going
to
be
any
rival
elevated
road
.
It
's
true
they
got
the
city
council
to
give
them
a
franchise
for
one
line
on
the
South
Side
;
but
that
's
out
of
his
territory
,
anyhow
,
and
that
other
one
to
the
Chicago
General
Company
does
n't
amount
to
anything
.
It
will
be
years
and
years
before
it
can
be
made
to
pay
a
dollar
,
and
when
the
time
comes
he
will
probably
take
it
over
if
he
wants
it
.
Another
election
will
be
held
in
two
years
,
and
then
the
city
administration
may
not
be
so
unfavorable
.
As
it
is
,
they
have
n't
been
able
to
hurt
him
through
the
council
as
much
as
they
thought
they
would
.